This lady joined GHAPE in the year 2012 and has managed, and successfully repaid, one loan. With the new loan requested, she will rent a piece land for farming, buy farming seedlings like maize, beans, yams, and cassava, plus fertilizer. She will buy good improved seedlings for her farming so as to have good yields. Also she intends to keep chicks, when they are six weeks she resells them. With this farming business activity, the community will have a regular supply of farm products like maize, beans and yams, at moderate prices.
She holds a positive view on this business to succeed, because she sells good food, and the entire locality knows her for that, because she sells at a very moderate price, and because her business environment is also neat thus encouraging people to buy from her.
With the profit from the loan, she will work with her husband to educate the children, to cater for family needs, and to build a more comfortable house. She prefers a loan from GHAPE because of its low interest rate and convenient repayment intervals, and because members are educated on loan and business management before the loans are disbursed.
About Grounded and Holistic Approach to People's Empowerment (GHAPE)
This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.
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