Beatric is 22 years old and lives with a friend in the town of Paynesville South. She has a 12-year-old child who attends school. Beatric had to stop her education in the 10th grade, and went into business selling clothing. She learned this business from her aunt, and now sells items for both boys and girls. She uses her profits to care for her child and expand her business, and is requesting this loan to buy more used clothing to sell. Her plan for the future is to build a house.