She joined GHAPE in the year 1999, and has taken and repaid loans eight times. She promises that with this new loan, she will rent a piece of farm land, pay laborers, and buy seedlings and fertilizers for the farm land. She is positive this business will succeed because of longevity, and also experience in the field. With this activity, the community will benefit from a regular supply of foods, available at all times, at moderate prices. Also, she will sell seedlings to the community.
With the profit from the loan, she will educate her children, provide medication for her family, and cater to other basic needs of life. She says she prefers GHAPE loans because of low interest rates, training on management before loan disbursement, and convenient repayment intervals.
About Grounded and Holistic Approach to People's Empowerment (GHAPE)
This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.
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Success!! The loan was 100% repaid