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Muborak is a 35-year-old woman. She is married and the mother of two children. She sells fruits and vegetables at a local market.

Muborak's husband uses his car to help transport her fruits and vegetables. At night, he also works as a taxi driver. All of his income is used to cover the family expenses.

Muborak's children are high school students. Muborak would really want them to attend institutions of higher learning when they grow up. This is why she is trying to expand her business and save for the future.

She is planning to increase her turnover of goods. She will be using her loan to buy fruits and vegetables.
View original language description ↓

Муборак женщина в возрасте 35 лет. Замужем, имеет двоих детей. Занимается она торговлей овощей и фруктов на местном рынке. Её муж помогает с перевозкой фруктов и овощей на своем автомобиле. Также он шафер и по ночам занимается услугами такси. Деньги которые зарабатывает муж все уходит на семейные расходы. Дети Муборак учатся в средней школе. Муборак очень хочет чтобы ее дети когда подрастут учились в высших учебных заведениях поэтому старается развивать свой бизнес и копит на будущее. Она планирует увеличить свой товарооборот и на полученный кредит хочет закупить фруктов и овощей.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 100
    View loans »
    Tajikistan Loans Fundraising
  • $29,901,400
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Muborak to buy fruits and vegetables.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 2, 2012
Nov 5, 2012
Currency Exchange Loss:
Nov 17, 2013