Godfrey is 42 years old and lives in Kagadi, Uganda. For two years, he has been trading in produce, mainly maize and beans. He is a father to seven children between the ages of 7 and 22 and his family goal is to educate them up to the university level .He started by growing and selling his own crops then got capital to buy from other farmers so as to optimally exploit the vast market. He faces a problem of price fluctuation and inflation which erodes most of the profits. He would like to build a permanent house for his residence and venture into modern farming methods. Godfrey intends to use the loan to buy maize and beans to sell.