Julius is 43 years old. He is married and has five children. He and his wife earn their income through the sale of crops and livestock. They grow beans, coffee, cassava and other vegetables. They have cows, chickens and pigs. Julius also owns a small shop where he sells commodities such as soap and sugar.
Julius looks forward to becoming a community knowledge worker (CKW). As a CKW, he will use the materials in his business-in-a-box (smartphone, solar charging set and weighing scale) to disseminate vital agricultural information to the other members of his village, helping them to improve their crop yields and to increase their incomes.
With the additional money that he will earn as a CKW, Julius would like to invest in a tree nursery. His biggest dream is to be able to provide his children with a good education.
More information about this loan
This loan is part of Grameen Foundation's AppLab program and Community Knowledge Worker initiative, providing borrowers with mobile phones, solar chargers and other equipment to become knowledge centers for their smallholder farming communities.
With these tools, community knowledge workers can help their neighbors access information and advice to improve their crop yields, connect with markets and generate more income. They can also conduct mobile surveys to help local organizations better meet farmers' needs. Community knowledge workers make monthly salaries based on the number of surveys they collect, enabling them to repay Grameen for the equipment.
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit