Safinah is 25 years old. She is married and has a four-year-old son. She and her husband earn their income through farming. They grow coffee, beans and maize.
Safinah looks forward to becoming a community knowledge worker (CKW). As a CKW, she will use the materials in her business-in-a-box (smartphone, solar charging set and weighing scale) to disseminate vital agricultural information to the other members of her village, helping them to improve their crop yields and to increase their incomes.
With the additional money that she will earn as a CKW, Safinah will buy household items such as salt and kerosene (she is happy that she will not have to purchase as much kerosene as she used to, since her CKW business-in-a-box includes a solar charger that she can also use to light her home). She will also save for the chickens that she is planning to buy.
Her biggest dreams in life are to own a successful poultry business, and to own a fashion boutique where the women in her village can shop.
More information about this loan
This loan is part of Grameen Foundation's AppLab program and Community Knowledge Worker initiative, providing borrowers with mobile phones, solar chargers and other equipment to become knowledge centers for their smallholder farming communities.
With these tools, community knowledge workers can help their neighbors access information and advice to improve their crop yields, connect with markets and generate more income. They can also conduct mobile surveys to help local organizations better meet farmers' needs. Community knowledge workers make monthly salaries based on the number of surveys they collect, enabling them to repay Grameen for the equipment.
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit