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Zilola long dreamed of being engaged in some kind of business activity, but earlier she did not have the means nor the support to do it. When she started a family, it forced her to think not only of herself, but also about the future of the children. After consulting her husband, she started selling different types of children's clothing. Back then she did not have a point of sale, and the income was very small.

Zilola had the strength and the patience to increase her turnover through activities and support from her husband and relatives. Now Zilola has been selling different types of women's clothing and shoes for 2 years. She plans to increase her turnover in the future, and for this she needs additional investments. She took a loan earlier, with IMON International. She returned again with an aim to obtain a loan for additional working capital.
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Зилола давно мечтала заняться каким-нибудь видом бизнеса, но раньше у нее не было, ни средств, ни какой либо поддержки. Когда она обзавелась семьей, сама нужда заставила ее подумать не только о себе, но и о будущем детей. Посоветовавшись с мужем, она начала продавать различные виды детской одежды. Торговой точки у нее тогда не имелось, и оборот был совсем маленький. У нее хватило силы и терпения, чтобы увеличить свой оборотный капитал с помощью деятельности, поддержки мужа и родных. Вот уже 2-года Зилола продает различные виды женской одежды и обуви. Она планирует в будущем увеличить оборотный капитал, а для этого ей необходимы дополнительные инвестиции. Она раньше кредитовалась, в Имон –Интернешнл. Она обращается повторно с целью получение займа для пополнения оборотного капитала.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 103
    View loans »
    Tajikistan Loans Fundraising
  • $29,901,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Zilola to buy goods for increasing the working capital of her business.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 1, 2012
Nov 5, 2012
Currency Exchange Loss:
Dec 5, 2012