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Mirkosim is 39 years old and married with three children. His children are in high school and his wife works as a midwife at the city maternity hospital. Mirkosim works in construction, a profession he has held for more than ten years. He loves his family very much and wants them to have good living conditions in the future. He has begun to build a family home, but he does not have enough money to continue. As it is autumn now, he wants to buy the necessary building materials to cover the roof as soon as possible. The combined income of Mirkosim and his wife is not enough for the construction of their home, which is why he has turned to our organization to apply for a loan. On receiving the loan, Mirkosim plans to buy building materials. He thanks "Arvand" in advance for their support.
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Миркосим мужчина в возрасте 39-лет. Он женат имеет троих детей. Дети учиться в средней школе. Его жена работает в городском родильном доме, акушеркой. Миркосим по специальности работает плотником и этой деятельностью занимается более 10 лет. Он очень любит свою семью и хочет чтобы в дальнейшем его дети жили в комфортных условиях. Он начал строить дом но у него не хватает денежных средств. Так как сейчас осень он хочет как можно быстрее купит необходимые строительные материалы для покрытия крыши своего дома. Все что он и его жена зарабатывают не хватает для строительство дома и поэтому он обратился в нашу организацию для получения кредита. На полученный кредит Миркосим планирует купить строительные материалы. Он заранее благодарит «Арванд» за поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 186
    View loans »
    Tajikistan Loans Fundraising
  • $30,382,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Mirkosim to buy building materials.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 25, 2012
Nov 5, 2012
Currency Exchange Loss:
Aug 17, 2013