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Blanca Filerma
The village bank Mujeres Organizadas meets every 15 days in the canton of Rocafuerte, a place known throughout the country for delicious locally-made sweets.

Blanca, 63, lives here. She is married and has 5 children who are all grown, though the youngest daughter still lives with her. Her husband is a farmer.

Blanca is a housewife who decided to sell clothing and Avon and Yanbal products (beauty products, cosmetics, perfumes and ladies' accessories) from catalogs in order to make her own money. She sells door to door, working three days a week. She sells on credit and collects payment weekly. Her most-sold product are the perfumes which are very good quality and much appreciated by her customers. She has been doing this for over 4 years and it's going very well.

This loan is to buy perfumes, lotions, cosmetics and clothing. She is a founding member of the bank and likes it because the interest rates are lower than in other lending institutions. Her dream is to continue moving forward with her business.
View original language description ↓
En el cantón Rocafuerte se reúnen cada quince días las socias del Banco Comunal Mujeres Organizadas. Este lugar se lo conoce por sus deliciosos dulces que preparan los lugareños y que son reconocidos en todo el país.

En este lugar vive la señora Blanca, tiene 63 años de edad, mantiene una relación de unión libre y de esta relación tiene 5 hijos los cuales ya son mayores de edad pero la menor aun viven con ella. Su esposo es agricultor.

Doña Blanca es un ama de casa que para obtener sus propios recursos se dedica a la venta de ropa por catálogos y productos de Avon y Yanbal (productos de belleza, cosméticos, perfumería y accesorios para damas). Su forma de venta es puerta a puerta, trabaja tres días de la semana, deja sus productos a crédito y cobra cada semana, lo que más vende son los perfumes que son de muy buena calidad y son muy apreciados por sus clientes. Tiene más de cuatro años que se dedica a esta actividad y le va muy bien.

Este crédito es para comprar perfumes, cremas, cosméticos y ropa. Es socia fundadora del Banco comunal y le gusta porque los intereses son más bajos que en otras instituciones de crédito.

Su sueño es seguir adelante con su negocio.

About Ecuador

  • $10,600
    Average annual income
  • 99
    View loans »
    Ecuador Loans Fundraising
  • $24,153,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Blanca Filerma to buy perfumes, lotions, cosmetics and clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 24, 2012
Listed
Nov 7, 2012
Currency Exchange Loss:
N/A
Ended:
Mar 15, 2013