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Francisca Narcisa
In the canton of Rocafuerte the members of the communal bank Mujeres Organizadas meet twice a month. This place is known for the delicious sweets that the local people prepare and they are known throughout the country.

Francisca lives here. She is 42 years old, has a common-law relationship and has not been able to have children. Her husband is a driver.

Francisca, with the intention of earning something on her own in order to help her husband with the household expenses, works in commerce, selling all types of clothing, bed linens, and Yanbal and Esika products (beauty products, cosmetics, perfumes and accessories for ladies.)

She sells door-to-door, three to four days a week, leaving her products on credit and then collecting every eight days. She buys the merchandise in Guayaquil twice a month or when she needs to. She has been doing this work for fifteen years and it’s going well.

This loan will be used to buy more merchandise such as: pants, blouses, t-shirts, and Esike products. She has been more than a year with the communal bank and she likes it because with the first loan she started her business.

Her dream is to have a car for her journeys.
View original language description ↓
En el cantón Rocafuerte se reúnen cada quince días las socias del Banco Comunal Mujeres Organizadas. Este lugar se lo conoce por sus deliciosos dulces que preparan los lugareños y que son reconocidos en todo el país.

En este lugar vive la señora Francisca, tiene 42 años de edad y mantiene una relación de unión libre de la cual no ha podido tener hijos. Su marido es chofer.

Doña Francisca con la intención de ganar algo por su cuenta y con esto poder ayudar a su esposo con los gastos que genera el hogar se dedica al comercio, vende ropa de todo tipo, sabanas y productos de Yanbal y Esika (productos de belleza, cosméticos, perfumería y accesorios para damas). Su forma de venta es puerta a puerta, de tres a cuatro días a la semana sale a recorrer con sus productos los mismos que deja a crédito y cobra cada 8 días, la mercadería la va a comprar cada quince días a Guayaquil o cuando necesita. Lleva 15 años que se dedica a esta actividad y le va muy bien.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas y productos de Esika. Lleva más de 1 año en el Banco Comunal y le gusta porque con el primer crédito emprendió su negocio.

Su sueño es tener un carro para realizar sus recorridos.

About Ecuador

  • $10,200
    Average annual income
  • 25
    View loans »
    Ecuador Loans Fundraising
  • $22,853,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,375 helped Francisca Narcisa to buy pants, blouses, t-shirts, and Esika products to sell in her door-to-door business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 24, 2012
Listed
Nov 7, 2012
Currency Exchange Loss:
N/A
Ended:
Mar 15, 2013