With much effort and dedication and thanks to the help of a relative, Jimmy works in his little business of selling clothing for women as well as for men and children. Every day he begins his work in the early hours of the morning. He can work about 8 hours a day, and he believes that his work is going well for him because of his dedication and the friendly treatment he offers to his customers.
Jimmy is very grateful to the Kiva lenders, since thanks to the help they offer he will be able to complete the purchase of merchandise such as polo shirts, pants, shorts, and blouses, among other clothing items. In this way, Jimmy will have his business well stocked. With this, he hopes to improve his sales and increase his income, which will help him greatly so that little by little he can expand his business and thus achieve his great dream of having his own house.
Con mucho empeño, dedicación y gracias al apoyo de un familiar, Jimmy trabaja en su pequeño negocio de venta de ropa, tanto para damas, caballeros y niños, todos los días desde tempranas horas de la mañana inicia su labor, él puede trabajar un aproximado de 8 horas y cree que le va bien por su dedicación y por el trato amable que brinda a sus clientes.
Jimmy se encuentra muy agradecido con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mercadería, tales como polos, pantalones, shorts, blusas, entre otras prendas de vestir; de esta manera Jimmy tendrá su negocio mejor abastecido, con ello espera aumentar sus ventas e incrementar sus ingresos económicos, los cuales le servirán de mucho para que poco a poco pueda ampliar su negocio y así lograr su gran sueño de tener su casa propia.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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Success!! The loan was 100% repaid