On his own initiative, and with a lot of hard work and commitment, Luis works in a construction supply business. He starts work very early every day and can work approximately 12 hours in shifts. He believes it's going well for him because he's responsible and dedicated to his job.
Luis is very grateful to the Kiva lenders because thanks to their help he'll be able to make improvements on his house. He wants to be able to do the plastering, painting, and installations. This way his house will be in better condition, suitable and safe for his and his family's greater well-being.
Luis expects to continue working and making the effort to achieve his big dream of having his own house.
Por iniciativa propia, con mucho empeño y dedicación, Luis trabaja como obrero en una empresa de venta de materiales de construcción diversos, todos los días desde tempranas horas de la mañana inicia su labor, él puede trabajar un aproximado de 12 horas, en turnos rotativos y cree que le va bien porque es muy responsable y dedicado a su trabajo.
Luis se encuentra muy agradecido con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su vivienda, ya que él desea poder hacer le tarrajeo, pintado y puesta de instalaciones en hogar; de esta manera Luis tendrá su hogar en mejores condiciones, adecuadas y seguras, que brinden mayor bienestar para él y su familia, así pues Luis espera seguir trabajando y esforzándose para lograr su gran sueño de tener su casa propia.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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