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Veronica, 38, is married and lives in Suchitepéquez. She has three children: one son and two daughters. Only two of them study at the local school. She is a hard-working woman who wants the best for her family. She works selling casual clothing for women, men, and children. She sells in the center of the city. She started doing this about a year ago. Previously, she sold shoes, but the demand is very low. This is way she decided to invest her money in casual clothing, which is low-cost. It is what her customers prefer and the demand is higher. She has noticed that the demand for clothing has increased this season. She is applying for a loan of Q 8,000 to buy more clothing and have a variety of clothing on hand to meet the needs of her customers. Among her greatest dreams are to start another business and grow her clothing business, generating a good income and improving her family's economic state.
View original language description ↓
Veronica es una señora de 38 años de edad, ella esta casada y vive en Suchitepéquez. Tiene tres hijos de ellos 1 varón y 2 mujeres y solo 2 estudian en una escuela de la comunidad.
Ella es una mujer trabajadora queriendo lo mejor para su familia. Se dedica a la venta de ropa casual para damas, caballeros y niños la cual esta ubicado en el centro de la comunidad.
Esta actividad lo inicio hace un año ya que anteriormente vendía zapatos pero la demanda es muy baja, de esta manera decidió invertir su capital en ropa casual ya que tienen precios económicos y es lo que prefieren los clientes teniendo mejor demanda.
Por la temporada del año ha visto que la demanda de la ropa aumenta. Ahora ella solicita un préstamo de Q 8,000.00 para comprar más ropa y tener en existencia variedad satisfaciendo la necesidad de los clientes.
Entres sus mas grandes sueños es emprender otro negocio así mismo ampliando la venta de ropa, generando buenas ganancias y mejorar la economía de su familia.

Additional Information


ADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.

About Guatemala

  • $5,300
    Average annual income
  • 123
    View loans »
    Guatemala Loans Fundraising
  • $10,287,725
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Veronica to buy casual clothing to increase her sales.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 16, 2012
Nov 7, 2012
Currency Exchange Loss:
Apr 18, 2013