Unfortunately, because of the lack of economic resources and because he had to work in order to be able to pay for the expenses at home, Alan was not able to study architecture, which was his dream. He would have really liked to.
In his free time, he likes to watch educational programs on the TV and sometimes, his wife spoils him by cooking a delicious “chaufa” rice for him.
Alan works in the construction sector, with hard work and dedication. He is a general contractor and he starts working early in the morning. He works for approximately twelve hours and he believes that he gets good results because he is committed and has a strong will to succeed.
Alan appreciates the help given by Kiva lenders, because he will be able to make some home improvements, like whitewashing, painting and installing the floor. In this way, Alan will have a better house, which in turn will be safer and will improve his and his family’s well-being. Alan will continue to work to make his dream come true: to provide his little ones with a better quality of life.
Con mucho empeño y dedicación, Alan se dedica a la construcción, él es maestro de obras, todos los días desde tempranas horas de la mañana inicia su labor, Alan puede trabajar un aproximado de 12 horas y cree que le va bien porque se esfuerza mucho y tiene un gran deseo por salir adelante.
Alan se encuentra agradecido con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su vivienda, ya que él desea poder hacer el tarrajeo, pintado y puesta de piso de su hogar; de esta manera Alan tendrá su vivienda en mejores condiciones, las cuales brinden mayor seguridad y bienestar para su él y su familia, así pues Alan seguirá trabajando y esforzándose para cumplir su gran sueño de poder darle una mejor calidad de vida para sus pequeños.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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