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Gs Luz Y Amor Group
In this Group: Martha Yolanda, Gicela Yaneth, Dixie Yessenia
Martha’s a merchant. Her main activity is selling clothes for men and women, comforters, underwear, corn and beans. She has more than five years’ experience managing her business. Martha is a very hardworking woman who has a local clientele and who has gotten ahead thanks to her business. It’s been one of her main sources of income. She’s succeeded in winning over customers thanks to the special service she provides.

Martha will use the loan to buy clothes for men and women, comforters, underwear, corn and beans. This will contribute to having a better business, to cover household expenses and provide better quality of life for her family. Martha dreams with stocking her business and with improving the façade of her house since the area she lives in still lacks many public services.

Gloria has been selling cosmetics, basic grains and soft-drinks in the community she lives in for five years and Dixie has a grocery store located in a stand on the main street where she lives; her business has been in operation for three years and has a regular, local clientele.

Danli, El Paraíso, Honduras - October, 2012
View original language description ↓
La Señora Martha, se dedica al comercio su actividad principal es la venta de ropa de varón, de mujer edredones, ropa interior, maíz y frijoles, ella cuenta con mas 5 años de experiencia en el manejo de su negocio.
Doña Martha es una persona muy trabajadora, cuenta con la clientela de la zona y a través de su negocio a salido adelante, ya que ha sido una de las principales fuentes de ingresos, ella se a sabido ganar la clientela porque su manera de atenderlos es muy especial.
Doña Martha con el préstamo que reciba comprara ropa de varón, de mujer edredones, ropa interior, maíz y frijoles, esto le contribuirá a tener un mejor negocio, para cubrir los gastos en el hogar y una mejor calidad de vida para su familia.
Doña Martha sueña con surtir su negocio y mejorar la fachada de su casa ya que donde ella vive faltan muchos servicios públicos.
Gicela se dedica a la venta de cosméticos, granos básicos, refrescos, en la comunidad donde ella habita y ambulante, desde hace 5 años.
Dixie su negocio es la venta de abarroteria, en una caseta ubicada en la calle principal de la comunidad donde ella vive, negocio que opera desde hace 3 años contando con la clientela de la zona.

Danli El Paraíso, Honduras - Octubre 2012

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,800
    Average annual income
  • 82
    View loans »
    Honduras Loans Fundraising
  • $8,845,600
    Funds lent in using Kiva
  • 19.7
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Gs Luz Y Amor Group's $1,425 loan helped a member to buy clothes and grocery items.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 25, 2012
Listed
Nov 7, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 18, 2013