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Flor De Cempazúchitl Group
In this Group: Alfredo, Abel , Teresa , Martha , Artemio, Jacinto
The Flor de Cempazuchitl [Yellow Marigold] group is a village, the majority of whose inhabitants speak the Mazahua language. The group is made up of six members, all of whom have a business: Artemio and Martha invest in sheep, Teresa in pigs, Jacinto in blender goblets and Abel in chickens. It was these same members who chose the name of the group, because the representative in whose house they meet grew cempazuchitl flowers, which are used to decorate offerings on the Day of the Dead or are placed on tombs. One of the group's members, Alfredo, is a 39-year-old man who is obviously very responsible and always cheerful, whatever the circumstances. He is married to María del Carmen, with whom he has had 7 children, only 3 of whom are currently still dependent on him. Alfredo is applying for this loan as he is in the plastics trade; in fact, he has six years' experience of selling blender goblets. Every 8 or 15 days, when he needs stock, he goes to a nearby village called San Agustín Mextepec when he stocks up with what he needs. He goes from door to door trying to sell his goods and, occasionally, sells them at the street market. He decided to set up his business as a means of supporting his family after his job in Mexico City finished and he was left unemployed. "The only problem is almost always lack of money" says Alfredo, who says that he also grows vegetables, mainly coriander, radishes, cauliflowers and broccoli. Alfredo is a very hardworking and responsible person who needs a financial boost. A loan from Kiva would undoubtedly help him tremendously as his previous loan enabled him to set up a small shop where he sells essentials. He is very happy with his achievement since it is a way of improving the quality of life of his children and wife who still depend on him.
View original language description ↓
El grupo Flor de Cempazuchilt esta es una comunidad donde la mayor parte de los habitantes hablan la lengua mazahua los habitantes de la comunidad, son seis integrantes del grupo los cuales todos tienen una actividad como Artemio y Martha invertiran en borregos, Teresa invertira en Cerdos, Jacinto en vasos de licuadora y Abel en pollos. estos mismos integrantes son los que eligieron el monbre del grupo y lo eligieron porque en la casa del representante donde se reunen, sembro flores de cempazuchitl, esta flor se utiliza para adornar las ofrendas que se ponen el dia de muertos o en los panteones.
Don Alfredo quien tambien forma parte del grupo es un hombre de 39 años de edad sin duda un hombre muy responsable, siempre sonriendo ante cada situacionque está casado con la señora María del Carmen con la cual tuvo 7 hijos de los cuales actualmente sólo 3 de ellos dependen aún de él. Don Alfredo solicita este crédito ya que él se dedica al comercio de plásticos, en específico a la venta de vasos para licuadora en el cual tiene 6 años de experiencia, cada 8 o 15 días que necesita mercancía él va a una comunidad muy cerca de su pueblo llamada San Agustín Mextepec donde se surte de lo necesario, él va casa por casa ofreciendo sus productos y en ocasiones los vende en el tianguis, él decidió emprender este negocio ya que el trabajaba en la ciudad de México y se terminó el trabajo y quedó desempleado y él necesitaba sacar adelante a su familia, “El único problema casi siempre es la falta de dinero” comenta don Alfredo, dice que también se dedica a la siembra en hortaliza y lo que más siembra es silantro, rabano, coliflor, brocolí, el señor Alfredo es una persona muy trabajadora y responsable que necesita un impulso económico, un préstamo de KIVA sin duda lo ayudo mucho ya que gracias al anterior prestamo pudo poner una pequeña tiendita donde vende lo necesario esta muy contento por este logroa ya que es una manera de mejorar la caliadad de vida de sus hijos y de su esposa quien aun dependen de El.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 51
    View loans »
    Mexico Loans Fundraising
  • $18,367,975
    Funds lent in using Kiva
  • 13.0
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Flor De Cempazúchitl Group's $1,700 loan helped a member to buy blender goblets and to stock his small shop which sells bread, cold drinks and sweets.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 12, 2012
Listed
Nov 9, 2012
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2013