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Hannah lives with her husband and their four children at Adum Bandu near Takoradi. Her husband is a farmer.

To earn a living, Hannah works as a trader, selling various grocery and food/drink items such as powdered milk, coffee, powdered pepper, canned tomatoes, and canned fish. Hannah has been in this business for five years. She explains that she uses her business income to assist her husband pay their utility bills.

She is seeking a loan to buy additional inventory, including milk, powdered milk, tomatoes, cooking oil, and canned fish, so that she can satisfy her customers and meet their demands. She hopes to use the additional profits she expects to generate as a result of the loan to expand her business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 33
    View loans »
    Ghana Loans Fundraising
  • $11,729,450
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Hannah to expand her business and to satisfy customer demand by purchasing additional inventory (e.g., milk, powdered milk, tomatoes, cooking oil, and canned fish).
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Oct 3, 2012
Nov 6, 2012
Currency Exchange Loss:
May 18, 2013