Lorpu, age 36, lives in Paynesville South (a suburb of Monrovia). She is married and has three children, who are between 2 and 9 years of age. Only two of the children stay with her and her husband at home, and attend school; the other child stays with Lorpu's sister. Lorpu's husband is a contractor, and he gave her the initial capital to start her business. Lorpu has a warehouse in her community, where she has been selling coal for the past nine years. A difficulty she faces is transporting the coal from the bush to Monrovia. She makes a profit when she sells, because she has customers who are always waiting to buy coal wholesale, after it has been transported to Monrovia. She has requested a loan to purchase more coal, in bulk, for the business. Her plan for the future is to build a house.