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Alfimo is a very good and hard-working woman. The home in which she lives with her family is in a poor condition and urgently needs repairs. Alfimo is 38 years old and is married with six children at home. Her children are aged 18, 15, 13, 9, 3 and 2. They attend school and are always asking their parents to fix their house, but the income of Alfimo and her husband does not allow for this. She needs to replace the windows and doors, as they are not able to keep the house warm during the winters, which can get very cold in Tajikistan. Because of the discomfort of their home, the children always have colds in the winter. Alfimo is asking for a loan of 4,000 somoni to buy building materials and windows to repair her home. Alfimo and her children will wait until kind creditors help them solve the problems of their home.
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Алифмо очень добрая и трудолюбивая женщина. Дом, где живет Алифмо и ее семья в плохом состоянии и она срочно должна отремонтировать свой дом. Ей 38 лет, она замужем и на воспитании имеет 6 детей. Детям 18, 15, 13, 9, 3 и 2 года. Они учатся в средней школе и всегда просят родителей отремонтировать их дом, но ее доход и доход мужа не достаточно для этого. Она должна заменить окна и двери, так как зимой они не держат теплоту дома внутри, а в Таджикистане зима довольно холодная. Из-за не удобства дома, у детей всегда насморк зимой. Она запрашивает займ на сумму 4000 сомони для покупки строительных материалов и окон для ремонта дома. Алифмо и ее дети будут ждать, пока добрые кредиторы помогут им решить проблему жилья.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 207
    View loans »
    Tajikistan Loans Fundraising
  • $29,700,275
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Alifmo to buy building materials like wood, cement and windows for repairing her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 1, 2012
Nov 3, 2012
Currency Exchange Loss:
May 22, 2014