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Ms Shamas is a 39-year-old married woman; she has been in the tailoring business for six years. She has three children; one of her daughters assists her mother in her stitching work. Shamas started from stitching bed sheets. In her initial days she worked with one machine only but now she has a set of machines.

Six years ago she joined Kashf Foundation and from there on, she never turned back. She is a very hardworking lady and has future plans to make a training center for ladies and become a successful entrepreneur. She recently applied for a loan of PKR 45,000 to purchase more reels of thread and packs of laces and buttons in different colors to meet the orders on time.

Her husband is a railway employee, and he praises his wife’s success and wishes her good luck for the future because without her assistance, he could not provide health, education and other facilities to his family.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 466
    View loans »
    Pakistan Loans Fundraising
  • $15,111,200
    Funds lent in using Kiva
  • 95.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Shamus to purchase more reels of thread and packs of laces and buttons in different colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 18, 2012
Nov 5, 2012
Currency Exchange Loss:
Sep 17, 2013