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Susanna lives in Mrganush village with her husband, son and daughter. Susanna's husband works at the local village hall, and her son attends school. Together with her husband, Susanna runs a farm where they keep pigs and hens, cultivate peppers, grow different types of fruit trees and keep a grape orchard.

Susanna would like to develop her farm, for which she needs sufficient funds. In particular, she wants to purchase a polyethylene cover for her greenhouse and renovate it, which will allow her to create favorable conditions for growing peppers in the cold winter season. Susanna will also purchase fertilizer to prevent diseases, which have become common recently. In addition, Susanna wants to purchase a calf, grass for feeding it, and forage for the pigs. These investments are important for Susanna to keep running her farm successfully and gather a stable agricultural income.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 159
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Susanna to pay for a calf, forage for pigs, grass, fertilizer, a polyethylene cover for the greenhouse and for the greenhouse renovation.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 3, 2012
Nov 5, 2012
Currency Exchange Loss:
May 17, 2014