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Cisne Group
In this Group: Erika Honorata , Elizabet, Maximina , Keren , Lucinda , Sabina Guadalupe, Cristian
“Cisne” (Swan) is the name of this group consisting of seven people located in a sugar cane region whose residents work growing and planting sugarcane. The members of this group are: Erika who sells shoes, Elizabet who sells clothes, Maximina who sells clothes, Karen who sells clothes, Lucinda who sells costume jewelry and stationery supplies, Sabina who sells shoes and Cristian who provides taxi service.

Erika, 25, only attended elementary school and she’s married. She has a one-year-old baby daughter and she relates that a little over a year ago she started selling shoes to her friends and neighbors via catalogue. She works based on prior orders and goes out afternoons to show her catalogues to her friends and customers so that they can place their orders. When she has several pending shoe orders she stocks up and fills them. She said: “I decided to start selling shoes to earn a bit of money and what I like is that I can do my activity in my free time without neglecting my daughter or my husband.” She relates that when she sells the most is during festive times and in the months when there are school parades.

She will use this loan to buy a variety of shoes and catalogues. She hopes in future to set up her business in a locale so customers can come by to shop and she can display her products.
View original language description ↓

Cisne es el nombre de un grupo integrado por 7 personas y esta ubicado una región cañera, su gente se dedica la cultivo y siembra de caña de azúcar, los integrantes de este grupo son: Erika venta de calzado, Elizabet venta de ropa, Maximina venta de ropa, Karen venta de ropa, Lucinda bisutería y papelería, Sabina venta de calzado, cristian servicio de taxi.

Erika tiene la edad de 25 años, solo estudio la primaria y esta casada, Erika tiene una pequeña bebe de 1 año de edad y platica que hace un poco mas de un año inicio a realizar ventas de zapatos por catalogo con sus amigos y vecinos, ella trabaja por medio de pedidos y sale por las tarde a mostrar sus catálogos amigos y clientes para que hagan sus encargos cuando ya tiene varios pedidos de zapatos se surte y los entrega. ella dijo" yo decidí iniciar a vender zapatos para ganar un poco de dinero y lo que mas me gusta es que realizo mi actividad en mi tiempo libre sin descuidar ni a mi hija ni a mi esposo". ella platica que cuando mas venta tiene es en fechas festivas y en meses de desfiles escolares. Ella invertirá este crédito en la compra de variedad de zapatos y catálogos. Ella espera a futuro poder establecer su negocio en un local para que sus clientes acudan hacerle el gasto y poder mostrar sus productos.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 14
    View loans »
    Mexico Loans Fundraising
  • $18,793,250
    Funds lent in using Kiva
  • 13.1
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Cisne Group's $4,050 loan helped a member to buy shoes.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 3, 2012
Listed
Nov 6, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 19, 2013