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Ms. Shaheen is 27 years old and a vigorous, married woman. She has had a business doing hand-embroidery for the past five years. The man shown in the photo is Shaheen’s husband.

Her husband also assists her by selling her designs in their community and to the local market. Shaheen makes enough through her business to support the needs of the family members. She is a mother of one daughter and wishes to fulfill all her needs.

With the passage of time she has improved her business, now she has requested a loan of 10,000 PKR (Pakistani rupee), to buy raw materials such as thread, sequins and pearls in large quantities to meet with the increasing demand. She is hopeful to get an increase in her net income by carrying out orders on time.

Shaheen desires to expand her business and, hence, can better support her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 406
    View loans »
    Pakistan Loans Fundraising
  • $15,152,450
    Funds lent in using Kiva
  • 95.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Shaheen to buy raw materials such as thread, sequins and pearls in large quantities.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 12, 2012
Nov 5, 2012
Currency Exchange Loss:
Nov 17, 2013