Marta Isabel lives together with her partner and their children in their own home. She makes her living growing corn. She has a lot of experience in this line of work as she and her husband have been working in agriculture for a number of years. The plot she plants in is located in a canton near her home. Marta is well known because she sells her produce in all the surrounding areas. Her customers prefer to do business with her because everything is always high quality, affordable and Marta's service is never lacking in friendliness. Marta is an exemplary person, a model to follow, hard-working, honest, but above all modest. She wants to make her dreams come true and is prepared to give everything to do so. Her first step in expanding her business is to invest in supplies, but she needs capital. Which is why she is requesting a loan from INTEGRAL to purchase corn seed, insecticide, fertilizers and new tools. Marta has good references and excellent creditworthiness. She is very happy about the loan and assures us that she will pay back the loan in the established time frame. In addition, she has the hope that she will be able to give her family the life they deserve.
Marta Isabel vive junto a su compañero de vida y sus hijos en casa propia. Ella se dedica al cultivo de maíz, se ha hecho de mucha experiencia en el rubro pues junto a su esposo tiene varios años de trabajar en la agricultura, su parcela donde siembran está ubicada en un cantón cercano a su domicilio, es muy conocida en la zona pues comercia por todos los alrededores del lugar, los clientes la prefieren porque todo es de calidad y a precios cómodos, además la amabilidad no falta en el servicio que ofrece Marta; es una mujer ejemplar y modelo a seguir, trabajadora, honrada, pero sobre todo humilde, quiere cumplir sus sueños y está dispuesta a dar todo de su parte para lograrlo, su primer paso para expandir el negocio es invertir en insumos pero necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar semilla de maíz, insecticida, fertilizantes, y nuevas herramientas. Marta tiene buenas referencias y excelente capacidad de pago, esta muy contenta con la ayuda por lo que asegura que cancelara en el plazo establecido el crédito además tiene la esperanza que podrá darle a su familia la vida que se merecen.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.