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Jane

Update on Jane

Jane is a 54-year-old single mother. She is still practicing mixed crop farming. She has been in the farming business for the past eleven years with a monthly income of KES 20,000 which she uses to support her family.

She is applying for her second loan term from KADET LTD after repaying the previous loan successfully. With the previous loan she bought fertilizer, seedlings and one goat. Her farming business did well and she made a profit from the loan.

Jane will use this loan to buy seedlings and fertilizer to improve her farming business. With the anticipated profit from the business she will buy another goat and improve her living standard. Her current hopes and dreams are to improve especially on horticultural farming and to begin exporting her farm's produce.

Previous Loan Details

Jane is a 53-year-old, single mother of one child. She has been in the farming business for the past ten years earning a monthly income of KES 8,000, which she uses to support her family. She is applying for her first loan of KES 15,000 with KADET after being introduced by a KADET staff membe... More from Jane's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 976
    View loans »
    Kenya Loans Fundraising
  • $41,774,600
    Funds lent in using Kiva
  • 85.3
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Jane to buy seedlings and fertilizer for her farm.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 11, 2012
Listed
Nov 5, 2012
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2013