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Ros is 37 years old and a resident from Dongkor district, Phnom Penh. He is married with two children. Ros and his wife help each other in raising and educating their children. He earns his income from a mechanical repair business, while his wife has a business position in the market selling fast food. He operates his business far away from his home, in a public gathering where there are more travelers passing his repair shop. He has been in this field for more than six years and typically makes around 5 USD per day.

Ros decided to look for a loan from Kiva lenders in order to purchase a motorcycle for commuting. Currently, Ros often gets a taxi service and pays for the costs every day. He hopes that this vehicle will enable him to save more profits for his family and help him in his transportation needs. He would be grateful if he could have financial support from lenders.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 260
    View loans »
    Cambodia Loans Fundraising
  • $37,494,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Ros to purchase a motorcycle for commuting.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 23, 2012
Dec 1, 2012
Currency Exchange Loss:
Feb 19, 2014