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Chak is a humble villager from Kompong Speu province’s Chbar Mon district. She is 47 years old and a widow with five children. Her oldest child is married already while the remaining are single and help her both in farming and a retail business. Aside from farming activities, Chak operates a retail store in a local market, selling kitchen supplies such as plates, bowls, spoons, forks, frying pan and pots. She has been engaged in her business for almost 20 years and earns approximately 24,000 KHR per day.

Chak would like to expand her business and have more customers using her products. That’s why she is requesting a loan of 1,500,000 KHR to invest in her retail business. She will use a portion of the loan to purchase a trailer for loading a large quantity of her merchandise. From the trailer, those of her children will be able to sell more products from place to place and this will increase their profit. Also, she will buy stock of her inventory with the remaining funds. She hopes to improve her family's living conditions as she and her children strive to work hard.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 292
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • 4,030.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Chak to invest in her retail business and to purchase a trailer for loading a large quantity of her merchandise.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 5, 2012
Dec 1, 2012
Currency Exchange Loss:
Jun 26, 2013