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Rosalia Matilde
Sra. Rosalia, 43, is married and has one son. Her son is in high school and her husband operates an auto repair business from a workshop behind their house. Rosalia has worked as a technician for a private company for 24 years. She is applying for a loan, her fourth, that she will use to make improvements to her house. The investment will allow her to buy the building materials--roofing, perlines, cement, concrete blocks, sand, iron bar--she needs for the project. Rosalia is a responsible woman and she has made significant improvements to her house with past loans. Her goal is to improve the house, bit by bit, and make it a safer, more attractive place for her family to live.
View original language description ↓
La señora Rosalia de 43 años de edad, es casada tiene un hijo que está estudiando la secundaria, su esposo trabaja como mecánico automotriz en su taller ubicado en su casa de habitación, ella trabaja como técnico para una empresa privada desde hace 24 años. Solicita este cuarto crédito para invertirlos en mejoras de su vivienda, esta vez para el cambio de techo en el área de la sala, cocina y reparación del porche los cuales se encuentran en mal estado, por lo que necesita comprar laminas de zinc, perlines, cemento, bloques, arena y hierro. Cabe mencionar que es una señora muy responsable y que a través de los préstamos ha ido mejorando poco a poco su hogar para llegar a tener un lugar seguro y bonito donde vivir con su familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $3,636
    Average annual income
  • 117
    View loans »
    Nicaragua Loans Fundraising
  • $24,398,000
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Rosalia Matilde to buy building materials for house improvement project.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 22, 2012
Dec 1, 2012
Currency Exchange Loss:
Feb 17, 2014