Petra, one of its members, is a housewife devoted to her home. By doing favors for her neighbors, she discovered a business opportunity, sewing. With a sewing machine that she sews with at home, she started to mend her neighbors' clothes. Word spread and she realized she actually had a real business.
She would like to use this loan today in order to maintain her machine and thus be able to continue to offer this service as well as grow her clientele.
Una de sus integrantes es Petra, madre de familia, dedicada al hogar, que mediante favores con vecinas, descubrió una oportunidad de negocio: la costura.
Con una maquina con la que cose en casa, empezó a emendar ropa de vecinos, se fue pasando la voz, para cuando se dio cuenta ya estaba frente a un negocio propio.
Hoy ella quiere tomar este crédito para darle mantenimiento a su maquina y con ello, poder seguir ofreciendo este servicio y crecer su clientela.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid