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Eva María
Sebaco is a very important city in Nicaragua due to its high productivity and its geographical location. This is where Eva María lives. She is a woman who is always eager to overcome any financial adverse situations that may arise in life. She is a single mother with three children. Two of them are in high school and are studying hard.

Eva is a brave, enterprising, and charismatic woman and all of these positive traits make her a good person. She currently works for a local company as a caretaker. She has been covering her family's expenses with her salary for over seventeen years.

She will use this loan to purchase sand and cement and pay for labor. She needs to make improvements in her home because it is a bit damaged but she wants to thank Ceprodel and Kiva for supporting her with this loan. It will be of great help to her because she will be able to provide more comfort and safety for her family.
View original language description ↓
Sebaco una ciudad muy importante de Nicaragua debido a su gran producción y su ubicación geográfica es aquí donde habita doña Eva María una mujer con mucha ganas de de triunfar sobre toda las situaciones adversa económicamente que se le puedan presentar en la vida, es madre soltera, tiene tres hijos de los cuales dos de ellos cursan la secundaria con mucho esfuerzo.

Eva se caracteriza por ser una mujer valiente, emprendedora y con muchas carisma todo estos buenos valores la conllevan a ser una buena persona .
Actualmente es trabajadora de una empresa ubicada en su mismo municipio desempeñándose como con conserje, desde hace mas de 17 años con su salario asume los gasto familiares.

El crédito será destinado para la compra de arena, cemento y pago de mano de obra le es necesario realizar este mejora en su vivienda ya que se encuentra un poco deteriorara pero ella expresa su agradecimiento a ceprodel y kiva por apoyarle con este crédito ya que le será de mucha importancia porque le dará una mayor comodidad y seguridad a su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 90
    View loans »
    Nicaragua Loans Fundraising
  • $25,013,050
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Eva María to purchase construction materials like sand and cement and to pay for labor.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 20, 2012
Oct 31, 2012
Currency Exchange Loss:
Dec 21, 2013