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María Lizbeth
María Lizbeth
Catalogue Sales
350000

María Lizbeth, 38, lives in the community of San Pedro de Poas, a place located on the skirts of the volcano of the same name. She has worked with Banco Mujer’s “Emprendedoras de Chilamate” communal bank in the past but on this occasion to support her new activity she’s opting for an individual loan. She lives with her husband and two minor children who attend elementary and secondary school.

She rises very early to prepare her husband’s food for work and send her son to school. Then she does her housework and in the afternoon she sells via catalogue and collects payments; she also picks up merchandise.

Her main activity is catalogue sales and with profits from this business she’s been buying other catalogue products. This activity of selling in the community produces additional household income. In face of the success she’s had, she wants to invest this loan to expand the range of products she has to offer her customers.

Among her goals is to become organized enough to have a larger, more stable business because one of her weaknesses is the area of marketing. She wants to negotiate her contracts better to earn higher income for her family. To date her business has been going very well.
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María Lizbeth
Venta por catálogo
350000

María Lizbeth tiene 38 años de edad, vive en la comunidad de San Pedro de Poas, lugar ubicado en las faldas del Volcán que lleva el mismo nombre. Ha trabajado con el Banco Mujer Emprendedoras de Chilamate, pero en esta oportunidad, y para apoyar su nueva actividad opta por un préstamo individual. Vive con su esposo y dos hijos menores de edad quién está en primaria y secundaria.
Ella se levanta muy temprano, le alista la comida a su esposo para su trabajo y envía al niño a la escuela, luego realiza los oficios domésticos y en la tarde se dedica a la venta por catálogo y cobro a sus clientes, así como recoger mercadería.
Su actividad principal es la venta de catálogo, con las ganancias de este negocio ha ido comprando productos de otros catálogos. Esta actividad que le da un ingreso adicional a su hogar vendiendo en la comunidad. Ante el éxito tenido se desea invertir este crédito para ampliar la gama de productos ofrecidos a sus clientes.
Dentro de sus metas esta poder organizarse para llegar a tener un negocio más grande y estable, ya que una de sus debilidades es la parte de mercadeo, ella quiere negociar mejor sus contratos y así obtener un mayor ingreso para su familia. Hasta la fecha su negocio va muy bien.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Costa Rica

  • $11,100
    Average annual income
  • 7
    View loans »
    Costa Rica Loans Fundraising
  • $3,978,825
    Funds lent in using Kiva
  • 499.4
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped María Lizbeth to buy merchandise, clothes, cosmetics and others.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Nov 6, 2012
Listed
Oct 31, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 17, 2014