Amigas De Bella Vista Group
Sra. Margarita states that this is the first time she has joined Pro Mujer and that she joined by invitation of a friend who is already a member. Currently she has a business selling tucumanas. She notes that she began in the business as a child with her mother, who is engaged in the same activity. Later, Margarita decided to start a business on her own.
The loan that she will take out is to increase the capital (to buy vegetables and flour) she will acquire from sellers by buying wholesale and later by making and selling her food to military units. This kind of work enables her to generate an income to support her family since she is a single mother with two children.
When asked what she likes about Pro Mujer, she answers that she enjoys the workshops on health and finance.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Margarita es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de tucumanas; cuenta que este negocio lo emprendió desde niña de su madre que realiza esta actividad, posteriormente decidió emprender por si sola su negocio.
El crédito que ahora sacará es para el aumento de capital (compra de verduras y harina) que adquirirá de las personas que venden por mayor y posteriormente a la elaboración lo comercializará en las unidades militares. Esta forma de trabajo le permite generar recursos para apoyarse económicamente a su familia pues ella es soltera y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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