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Mauricio
Mauricio is 29 years old, and lives with his life partner and their two children. He grows yuca and pear squash, and already has several years of working in farming. He has gained a great deal of experience which allows him to always obtain the most marketable harvests.

His farmland is highly productive. It is rented and close to his home. He sells in all the neighboring areas, and already has a large clientele, as people prefer him for his excellent service and the quality of this product.

Mauricio is a man who looks to the future, and is very dedicated to his work. He wants to gain future prosperity, and knows with that with his perseverance and motivation he will achieve that success.

In the past harvest he had substantial losses because of the heavy rains, and wants to recover in this growing season. But he needs the support of working capital for investing in agricultural supplies. That is why he is applying to Integral for a loan that will allow him to buy yuca and pear squash seeds, fertilizer, herbicide, and tools.

Mauricio has a good credit record and is very responsible with his payments. He gives his word that he will be able to pay back the debt within the established timeframe, and at the same time hopes to bring financial security to his household.
View original language description ↓
Mauricio de veintinueve años de edad vive junto a su compañera de vida y sus dos hijos; él se dedica al cultivo de yuca y güisquil, ya tiene varios años de trabajar en la agricultura, se ha hecho de mucha experiencia que le permite siempre obtener las mejores cosechas para el comercio, el terreno de siembra es de alta incidencia agrícola, es alquilado y está cercano a su vivienda; vende por todos los alrededores del lugar y ya tiene mucha clientela pues las personas lo prefieren por el excelente servicio, la calidad del producto; Mauricio es un hombre visionario y muy entregado a su trabajo quiere ganar un futuro próspero y sabe que con su constancia y motivación logrará ese éxito; en la en cosecha pasada tuvo grandes pérdidas por motivos de fuertes lluvias y en este periodo de siembra quiere recuperarse pero necesita de un respaldo de capital con el que pueda invertir en insumos por eso le solicita a INTEGRAL un crédito que le permita comprar semilla de yuca, güisquil, fertilizante, herbicida, herramienta etc. Mauricio tiene buen record de crédito y es muy responsable con sus pagos mantiene su palabra de que podrá cancelar la deuda en el tiempo establecido y a la vez tiene esperanza de llevar a su hogar seguridad económica.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 442
    View loans »
    El Salvador Loans Fundraising
  • $23,095,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Mauricio to buy yuca and pear squash seeds, fertilizer, herbicide and tools.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 26, 2012
Listed
Oct 31, 2012
Currency Exchange Loss:
N/A
Ended:
Dec 19, 2013