Update on Sofia59-year-old Sofía is married and has two adult children. She lives with her husband in their own home, which is located in a small village in Morrope district, approximately two hours from Lambayeque province. This is a small village of approximately 20 families who mainly work in farming and raising livestock.
Sofia has been selling cattle, sheep and goats for 20 years. She and her husband have set up strategic spaces (pens) where they raise and fatten their animals before selling them in the markets in nearby villages. Through this business, they have provided for their family over the years.
She now also has a general store where she sells diverse basic needs products and groceries to her neighbors.
Sofía has requested a new loan for 3,000 soles from Edpyme Alternativa. She is planning on using the loan to buy more animals and balanced feed in order to set up her business of raising and selling animals for the coming Christmas season. This is because her demand always increases. She also wants to get more products for her store.
She has previously worked with Kiva loans, and she considers them to be a big help to people with small businesses. That is why she is so grateful to the people who have already helped her. She thanks, in advance, the people who will help her this time
Desde hace 20 años atrás se dedica al comercio de ganado vacuno, ovino, y caprino para lo que junto a su esposo ha instalado espacios estratégicos (corrales) para la crianza, engorde y comercialización en los mercados de sus caseríos aledaños, actividad que durante todos esos años ha sido en sustento de familia. Adicionalmente cuenta ahora con una bodega en donde ofrece a sus vecinos diversos productos de primera necesidad y abarrotes.
Sofía ha solicitado nuevamente a Edpyme Alternativa un crédito de 3000 nuevos soles que piensa utilizar en la compra de más animales, alimento balanceado para implementar su negocio de crianza y venta ante la proximidad de las fechas navideñas, motivo por el cual su demanda siempre aumenta. Del mismo modo desea adquirir más productos para su bodega.
Ella ya ha trabajado anteriormente con préstamos financiados a través de Kiva y les considera de mucha ayuda para los pequeños empresarios, motivo por el cual se encuentra bastante agradecida con las personas que le apoyaron en su momento y agradece de antemano a las personas que le apoyarán en esta oportunidad.
Previous Loan Details59-year-old Sofía is married and has two adult children. She lives with her husband in their own home which is located in a small village in Morrope district, approximately two hours from Lambayeque province. This is a small village of approximately 20 families who mainly work in farming and li... More from Sofia's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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