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Maria Yolanda

Update on Maria Yolanda

María is 38 years old and widowed. She lives in the village of Los Damianes in the district of Túcume. This region is characterized by humble and hardworking people who make their living in agriculture. It is located in the province of Lambayeque, more than forty minutes away from the city of Chiclayo.

María makes a living raising and selling sheep and some poultry. She raises the animals behind her house, and when they have matured to a good level, she sells them to the traders of the region and to the general public. Additionally, she makes and sells chicha de jora, a drink made of fermented maize. This business helps her to pay her personal expenses and to help sustain her family economically.

María would like to obtain more animals and balanced feed to increase her sales, since the demand is higher during the Christmas season. Likewise, she would like to obtain supplies to make chicha de jora. Therefore, she decided to apply for a loan of 2000 nuevos soles from Edpyme Alternativa.

She has already had one loan which was financed by Kiva lenders. This loan helped her to maintain her business during a season, and she is very thankful for the people who supported her on that occasion. She would also like to thank those who will help her with this loan.
View original language description ↓
María tiene 38 años de edad, es viuda y reside en el caserío Los Damianes ubicado en el distrito de Túcume caracterizado por gente humilde y trabajadora que se dedica a la agricultura. Se encuentra ubicado en la provincia de Lambayeque, a más de cuarenta minutos de la ciudad de Chiclayo.

María se dedica a la crianza y venta de aganado ovino y algunas aves de corral, ella cría sus animales en la parte posterior de su domicilio y cuando ya han alcanzado un buen nivel de desarrollo los ofrece en venta a los negociantes de la zona y al público en general, adicionalmente ella se dedica a la elaboración y venta de chicha de jora El negocio le sirve para solventar sus gastos personales y ayudar al sostenimiento económico de su familia.

María desea adquirir más animales y alimento balanceado para ampliar sus ventas ya que por temporada navideña la demanda aumenta, asimismo adquirir insumos para la elaboración de la chicha de jora, por ello ha creído conveniente solicitar a Edpyme Alternativa un crédito de 2000 nuevos soles.

Ella ya ha tenido un crédito financiado anteriormente a través de los prestamistas de Kiva, el préstamo le ayudó a sacar adelante a su negocio durante una temporada y por ello ase encuentra bastante agradecida con las personas que le apoyaron en aquella oportunidad. Del mismo modo agradece de antemano a las personas que le apoyarán en esta ocasión.

Previous Loan Details

María is 37 years old, widowed, and resides in the village of Los Damianes, which is located in the District of Túcume. This area is known for its humble and hardworking people who engage in agriculture. This community is located in Lambayeque Province, which is more than 40 minutes away from t... More from Maria Yolanda's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $6,715
    Average annual income
  • 84
    View loans »
    Peru Loans Fundraising
  • $55,189,275
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Maria Yolanda to buy animals, balanced feed, and supplies to make chicha.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 4, 2012
Listed
Oct 31, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 1, 2013