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Sobeyda Claribel
Sobeyda, a resident of zone 2 of Nueva Guinea, is married, and the mother of a child. She also works as a teacher for a school.

She is requesting her first loan in order to make improvements on her home. Therefore, to build a bedroom in her house she needs to buy sand, cement, cinder blocks, iron, and gravel, and pay for labor. Her main goal is to have better conditions in her home. Sobeyda has demonstrated ability and willingness to repay. She is grateful to Afodenic and Kiva.

Her biggest dream is to have a beautiful and pleasant home, which will make her feel better.
View original language description ↓
Sobeyda habitante de la zona 2 de Nueva Guinea es casada, madre de un niño, trabaja como docente para una escuela, solicita su primer crédito para realizar mejora de su vivienda, así construir un dormitorio en su casa por lo que necesita comprar arena bloques, cemento, hierro, piedrín y pagar la mano de obra, su mayor objetivo es tener mejores condiciones en su vivienda. Sobeyda ha demostrado capacidad y voluntad de pago, esta agradecida con Afodenic y Kiva, su mayor sueño es tener su casa bonita y agradable, lo cual la hará sentirse mejor.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 78
    View loans »
    Nicaragua Loans Fundraising
  • $25,384,750
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Sobeyda Claribel to buy sand, cement, cinder blocks, iron, and gravel, and to pay for labor.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Oct 5, 2012
Dec 1, 2012
Currency Exchange Loss:
Sep 17, 2014