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Yanaptasiñani Group
In this Group: Carla Patricia, Silvia Carolina, Silvia , Jacqueline Roxana, Jackeline, Jacinta, Marlene, Paola Coral , Margarita Jhovana, Flora Angelica, Gilberto
“Yanaptasiñani” is a Communal Bank that will start its third cycle with Pro Mujer as part of the Juan Pablo II Community Center. It is composed of eleven members, guided by a directive board presided over by Carla. The members of the Communal Bank engage in different activities such as running a neighborhood store, selling groceries, selling vegetables, selling beauty products, selling dishware, selling sausages, selling fruits, selling dressings and working as a driver.

Carla is one of the micro entrepreneurs forming this group, and she will benefit from the requested loan. Carla says she has been a member of Pro Mujer for two years, and that she has been invited to enter by some friends who are members of this institution. She currently runs a neighborhood store. She says she has learned this job by watching how her mother made a living from this activity, and she lately decided to start her own shop.

The loan she in now requesting will be used to increase her working capital by buying food products at wholesale prices to the sell them in her shop. This type of activity helps her earning an income to economically provide for herself, as she is single.

When asked about what she likes of Pro Mujer, she answers that she likes the health clinic and the savings offered by our institution.
View original language description ↓
La A.C. “YANAPTASIÑANI” iniciará el tercer ciclo en Pro Mujer, como parte del Centro Focal Juan Pablo II, está compuesta por once integrantes y está dirigida por una mesa directiva donde la señora Carla es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: tienda de barrio, venta de abarrotes, venta de verduras, venta de artículos de belleza, venta de vajillas, venta de embutidos, venta de fruta, comerciante de condimentos, chofer.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Carla es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por invitación de unas amigas que son socias de la institución. En la actualidad ella tiene un negocio de tienda de barrio; cuenta que este negocio lo al observar a su madre generar recursos mediante esta actividad posteriormente ella decidió emprender su propio negocio.

El crédito que ahora sacará es para el aumento de capital (compra de aceites, concervas, etc.) que adquirirá de las personas que venden por mayor y posteriormente lo comercializará en su puesto de venta. Esta forma de trabajo le permite generar recursos para apoyarse económicamente ya que ella es soltera.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud y los ahorros que ofrece nuestra institución.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 95
    View loans »
    Bolivia Loans Fundraising
  • $30,226,200
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Yanaptasiñani Group's $4,825 loan helped a member to purchase oils and jams.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 15, 2012
Listed
Nov 9, 2012
Currency Exchange Loss:
Covered
Ended:
Apr 17, 2013