Sandra is a licensed attorney who works for a private company. The salary she earns is not very high, but it enables her to cover the cost of food and basic services, such as electricity and water.
The loan she is requesting will be used to buy stucco, paint, and other materials so that the finishing touches can be performed on her parents’ home. Sandra’s dream is to improve her quality of life and that of her family.
This is the first time she has requested a loan from IMPRO and Kiva.
Sandra trabaja en una empresa privada como abogada; el sueldo que ella percibe no es muy alto, ya que ella cubre los gastos de alimentación y servicio básicos como luz, agua.
El crédito lo requiere para comprar estuco, pinturas y otros materiales para terminar la obra fina en la construcción de la vivienda de sus padres.
El sueño de Sandra es mejorar calidad de vida de ella y de su familia.
Es la primera vez que tiene el crédito con IMPRO y la primera con KIVA.
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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