Maria currently receives a retirement pension, but she also works by selling houses. She is paid a percentage commission and this enables her to cover expenses, such as food and basic services.
The loan she is requesting will be used to buy merchandise. She wants to sell clothing for both sexes so that she can improve her income and her quality of life. Maria’s dream is to improve her income so that she can expand her inventory and acquire a store. She wants to avoid the amount of walking that is required of a street vendor.
This is the second time she has requested a loan from IMPRO, but the first time through Kiva.
Actualmente percibe una renta de jubilación y también trabaja vendiendo casas, donde le pagan por porcentaje ya que con lo que gana debe cubrir sus gastos de alimentación y pago de servicios básicos.
El crédito lo requiere para comprar mercadería ya que desea dedicarse a la venta de ropa vestir de ambos sexos para mejorar sus ingresos y su calidad de vida.
El sueño de Maria es mejorar sus ingresos para ampliar su mercadería y adquirir una tienda para ya no ambular por las calles.
Es la segunda vez que solicita crédito junto a IMPRO y la primera vez con KIVA.
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
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