Richard is single and has no children. He lives in one of the rooms of his mother's home. The house is located in the Villa Nuevo Potosí area of the city of La Paz. He currently works as a driver of a passenger vehicle and helps out with the household expenses.
He needs a loan to pay for parts like break pads and transmission and break fluids, as well as general maintenance of his vehicle.
Richard's dream is to become independent and improve his quality of life. This is the first loan he has requested from IMPRO and Kiva.
Richard, es soltero y no tiene hijos, vive en casa de su mamá ocupando una habitación, la casa se encuentra ubicada en la zona de Villa Nuevo Potosí de la ciudad de La Paz.
Actualmente trabaja como conductor de un vehículo de pasajeros ayudando con los gastos de su hogar.
El crédito lo requiere para la compra de repuestos como pastillas para frenos y líquidos de transmisión, de frenos y mantenimiento general de su vehículo.
El sueño de Richard es independizarse y mejorar su calidad de vida.
Es la primera vez que solicita crédito junto a IMPRO Y KIVA.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.