Hasan is a father of three children, and has been practicing mixed farming in his rural home in Kisii, with his major produce being vegetables, maize, milk, sorghum and beans. He runs his farm with the help of one farmhand. He gets additional income from a motorcycle transport business, which mainly helps farmers make delivery of produce to the market.
Hasan has requested a loan of 40,000 KES from Juhudi Kilimo to use in setting up a dairy unit for his dairy cows. He believes this will give better protection to the animals and mitigate the challenges of diseases arising from poor housing. He says good development of dairy farming could help improve the family living standards and educate his children.
Hasan is focusing on gradual improvement of the dairy farming as his core business. He remains optimistic that he will be able to meet his family needs with more ease in future.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.