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Ms Rozi is 34 years old and the mother of two children. She realized that her husband could not manage everything from his salary so she decided to assist him by contributing to the family income.

For the past four years, she has been in the business of selling decorations for the home. She offers artificial flowers in different colors for the adornment of houses. She also knows the art of making decorative pieces at home. She earns enough to lead a decent life while her husband is employed in the private sector.

When she learned about Kashf, she took out a loan and purchased some raw materials, which resulted in an increase in her monthly earnings. At present she has requested a loan of 20,000 PKR in order to purchase good quality mud of different types, artificial flowers and paints in large quantity from the market at lower rates. In this way she will be able to increase her sales, which ultimately helps her generate more income. She desires to expand her business and intends to utilize the earned revenue to improve her family’s standard of living.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 428
    View loans »
    Pakistan Loans Fundraising
  • $15,128,300
    Funds lent in using Kiva
  • 95.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Rozi to purchase good quality mud of different types, artificial flowers and paints.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 17, 2012
Nov 5, 2012
Currency Exchange Loss:
Nov 17, 2013