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Life hardships make us focus our efforts and put to use all existing resources. Mutabar is exactly one such person, trying to improve her living conditions and bolster the family budget. She is married and bringing up three children. Her husband earns a small salary. His salary is insufficient to provide for family needs. Mutabar decided to help her husband provide for the family’s well-being. With this goal, she has completed a course “Reach for success”, organized by the Business Women’s Association, and earned a certificate. Now she is able to launch her own business and become successful in this domain. She would like to launch a business buying and reselling livestock. She plans to use the resulting income to ensure good education and nutritious food products for her children. She is requesting a loan in the amount of 1,000 TJS in order to buy livestock for her new business. She is counting on your kindness.
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Трудное условие жизни заставляет человека направлять все свои усилия и мотивировать существующие ресурсы. Мутабар является одним из таких личностей, которая старается улучшить условия жизни и стимулировать экономическое состояние семьи. Она замужем и на воспитании имеет 3 детей. Ее муж получает маленькую зарплату. Это зарплата не хватает для обеспечения семьи со всеми необходимыми средствами. Мутабар решила помочь мужу для благо получения семьи. С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Теперь она вполне может организовать свой бизнес и стать успешной в этой сфере. Она хочет организовать бизнес купле продажей скота. От полученного дохода она планирует обеспечить своих детей с хорошим образованием и высококалорийными продуктами питания. Она запрашивает займ на сумму 1000 сомони для покупки скота, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 103
    View loans »
    Tajikistan Loans Fundraising
  • $29,901,400
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Mutabar to buy cattle for launching her new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 29, 2012
Nov 2, 2012
Currency Exchange Loss:
Dec 22, 2012