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Update on Gulandom

Gulandom's last loan was used to buy flour. Now her son is working in her store and Gulandom is offering a different service. She has opened a small cafeteria, where she serves national dishes. She is asking for a loan to buy new dishes, furniture and food products.
View original language description ↓
Ранее полученный кредит был использован для приобретения муки. Гуландом купила муку. Сейчас торговлей вместо нее занимается ее сын. Сама Гуландом на сегодняшний день предоставляет услугу. Она открыла небольшую столовую, где национальная кухня. Гуландом берет кредит для приобретения новой посуды, кухонной мебели и покупки продуктов.

Previous Loan Details

Gulandom has been engaged in trade for ten years. She has a store where wholesale flour is sold. She is 46 years old, divorced and has two children. Gulandom is taking a loan to buy flour. More from Gulandom's previous loan »

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Tajikistan

  • $2,700
    Average annual income
  • 186
    View loans »
    Tajikistan Loans Fundraising
  • $30,381,275
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
A loan of $2,225 helped Gulandom to buy new dishes, furniture and food products.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 11, 2012
Nov 2, 2012
Currency Exchange Loss:
Dec 2, 2012