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Sivai T., 54, is married and has eight children. She has been in the business of selling taro products for the last four years. She sells to the general public and to people in her village two days per week. Her husband and children help her out with her business.

Sivai has had five prior loans from SPBD, and expects to earn a weekly net cash flow of $166. SPBD loans are Sivai’s only access to capital because she was never able to qualify for a loan from traditional banks. She will use part of her loan to increase her earnings by building a copra dryer, which people in this part of the world use to process coconuts.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 106
    View loans »
    Samoa Loans Fundraising
  • $7,709,500
    Funds lent in using Kiva
  • 2.5
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Sivai to buy pesticides for her plantation and materials to build a copra dryer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 5, 2008
May 18, 2008
Currency Exchange Loss:
Jul 15, 2009