Thuy was born in 1969. She has two children who are workers. Her husband collects metal scraps to earn a living. His income is about 3,000,000 Dong (VND). Thuy has a grocery store. She gains from it 3,000,000 VND a month. Her family's total earnings are about 12,000,000 VND per month.
She has participated in SEDA's credit program since 2008. In the last loan cycle she borrowed 9,184,000 VND and repaid on time. For this loan, she would like to borrow 9,632,000 VND to buy rice, canned food, candies and biscuits for her grocery store.
The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.