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Ut was born in 1953. She has four children who have got married. Her husband is a retired teacher. His pension is about 3,000,000 Dong (VND). Ut sells plastic household appliances, candies and biscuits to earn a living. She gains from it 3,000,000 VND a month. Her family's total earnings are about 10,000,000 VND per month.

She has participated in SEDA's credit program since 2008. For the last loan she borrowed 9,184,000 VND and repaid it on time. For this loan, she would like to borrow 9,632,000 VND to buy plastic household appliances, candies and biscuits for her store. She always wants to save enough money for her retirement.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 100
    View loans »
    Vietnam Loans Fundraising
  • $14,461,025
    Funds lent in using Kiva
  • 20,830.9
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Ut to buy plastic household appliances, candies and biscuits for her store.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 4, 2012
Nov 5, 2012
Currency Exchange Loss:
Oct 17, 2013