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Ms. Zahida is a 42-year-old married woman and a mother of six children. She has been in the business of stitching for the last six years. She started from the stitching of dresses but, with the time, she expanded her business and bought other machines to involve more women in assisting her in her small training center for stitching. Zahida’s husband is a railway employee. His earnings are insufficient to meet the needs of the family members alone. She believes in giving proper formal education to her children and that’s why all of her children are going to school. Zahida is happy to see her children studying, unlike other children of her community.

Zahida has been in association with Kashf foundation for six years. She has an excellent repayment behavior. She needs to purchase two more sewing machines and reels of threads, buttons and zips, so she has requested for a loan of PKR 45,000. She desires to become a successful entrepreneur and has future plans to form a stitching unit. Her husband admires her efforts and wishes her good luck for the future because, without her assistance, he would never come up with the whole responsibility of providing health, education and other facilities to his family.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 276
    View loans »
    Pakistan Loans Fundraising
  • $14,714,900
    Funds lent in using Kiva
  • 95.8
    Pakistan Rupees (PKR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $475 helped Zahida to purchase two more sewing machines and reels of threads, buttons and zips.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 11, 2012
Nov 5, 2012
Currency Exchange Loss:
Oct 17, 2013