Ramón de Jesús is 30 years old and lives with his life partner and children in their own home. He works growing corn and has worked for several years in agriculture and gained valuable experience that allows him to always have the best harvest. The land is in a suitably accessible area for tilling the fertile land and everything that he produces is sold all over the community. He has a lot of customers since people know that everything he sells is first rate and at accessible prices as well as having the best service. Ramón is a determined, responsible and hardworking man, he has a lot of goals for the future and with hard work and constancy he hopes to reach them. During the last harvest season he had some losses and hopes to recover but he doesn’t have enough capital, which is why he went to INTEGRAL for a loan to buy corn seeds, herbicide, manure, tools, etc. Ramón de Jesús has good payment references and is committed to paying his debt and to offer his family a fulfilling life.
Ramón de Jesús de treinta años de edad vive junto a su compañera de vida y sus hijos en casa propia , él se dedica al cultivo de maíz, tiene varios años de trabajar en la agricultura y se ha hecho de mucha experiencia valiosa que le permite obtener siempre la mejores cosechas, el terreno esta en un lugar accesible apto para el cultivo y con suelo fértil, todo lo que produce lo comercia en todos los alrededores de la comunidad, ya tiene mucha clientela pues las personas saben que todo lo que vende es de primera calidad y a precios accesibles además se caracteriza por tener el mejor servicio; Ramón es un hombre decidido, responsable y muy trabajador, tiene muchas metas para el futuro y con empeño y constancia piensa alcanzarlas, en la ultima temporada de siembra tuvo algunas perdidas y quiere recuperarse pero no posee de suficiente capital por eso le s solicita a INTEGRAL un crédito que le permita comprar semilla de maíz, herbicida, abono, herramienta, etc. Ramón de Jesús tiene buenas referencias de pago, asegura poder saldar la deuda y a la vez ofrecerle a su familia una vida plena.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.